WebPrez Video Library Guide: Family Life Insurance

About This Category

The Family Life Insurance category contains videos designed for parents, homeowners, young professionals, and families who need foundational protection, flexible coverage, or a tax-advantaged financial strategy. These are among the most broadly applicable videos in the library — useful across nearly every client conversation about income replacement, savings, long-term security, and tax efficiency.

To access: log in → click Videos in the left navigation → click the Family Life Insurance filter tab. Or use the Search bar to find it directly.

Videos in This Category

Family Life Insurance

Advisor description: Show this video to parents with young children who do not have enough life insurance to replace the economic value they provide to their family.

Client-facing title: Family Income Protection

Use this when: A prospect has young children but no coverage review, or you're opening a conversation about income replacement after a job change, new home, or growing family.

Life Insurance Calculation

Advisor description: Show this video to families who need life insurance protection but don't know how much they should have — explains how to calculate the right amount of coverage at the lowest cost possible.

Client-facing title: Calculate Your Need for Life Insurance

Use this when: A prospect knows they need life insurance but has no idea how much, or is underinsured and hasn't done a formal needs analysis.

Index UL

Advisor description: Show this video to young couples or singles wanting a simple but comprehensive financial plan — explains the many benefits of Indexed Universal Life insurance.

Client-facing title: "All In One" Financial Security Plan

Use this when: A prospect wants a single strategy for saving, growing, and protecting money without market risk — especially younger clients without a formal financial plan.

Cash Value Life Insurance

Advisor description: Show this video to anyone looking for total financial security — explains all the "living" benefits of any type of cash value life insurance with the accelerated benefits rider, as well as family income protection.

Client-facing title: One Plan for a Lifetime of Financial Security

Use this when: A prospect wants guaranteed growth, cash access, tax-free income, and income protection all in one. Works well across a wide age range.

Whole Life Dividends

Advisor description: Show this video to prospects who do not understand the concept of "mutual" life insurance — explains the lifetime benefits of whole life insurance with dividends.

Client-facing title: Life Insurance Dividend Earnings

Use this when: A prospect asks how whole life works, doesn't understand why dividend-paying policies are different, or is comparing whole life to other savings vehicles.

Living Benefits

Advisor description: Show this video to people with existing life insurance coverage — explains the options for accelerating the tax-exempt death benefit to provide benefits to the insured while living.

Client-facing title: Living Benefits Life Insurance

Use this when: A client already has life insurance and you want to introduce critical illness and accelerated benefit riders, or a prospect recently experienced a health scare.

Mortgage Life Insurance

Advisor description: Show this video to anyone with a home mortgage — explains the need for both life and disability insurance to pay off the mortgage and keep their home.

Client-facing title: Home Mortgage Pay Off Guarantee

Use this when: A prospect has a mortgage but no income protection plan, or you're following up after a home purchase or refinance.

Term/UL Conversion

Advisor description: Show this video to people saving money for retirement to explain the "safe money" features and tax-free benefits derived from indexed universal life.

Client-facing title: Low Cost "Adjustable" Life Insurance

Use this when: A prospect has term life and is approaching the end of their term, or wants to understand how to maintain coverage affordably as they age into their 50s and 60s.

Child Savings Bank

Advisor description: Show this video to parents with children under the age of 18 — explains the need to teach children the habit of saving and the importance of earning tax-free compound interest by setting them up with cash value life insurance.

Client-facing title: Teach Your Children to Save Money

Use this when: A parent mentions saving for their child's future — college, first car, first home — and is looking for a tax-advantaged, flexible option without market risk.

College Funding

Advisor description: Show this video to parents of young children — explains the disadvantages of "529" plans, and the benefits of funding for college with life insurance.

Client-facing title: How to Save and Pay for College Education

Use this when: A parent with young children is thinking about college savings but hasn't started, or has a 529 plan and is curious about alternatives without market risk or financial aid penalties.

Private Equity Banking

Advisor description: Show this video to anyone with cash reserves (same as Infinite Banking or Be Your Own Bank) — can be used with either Whole Life or IUL products.

Client-facing title: Become Your Own Banker

Use this when: A prospect keeps significant cash savings while also using credit — loans, lines of credit, car financing — and is open to redirecting that interest toward their own wealth.

Lifetime Tax Strategy

Advisor description: Show this video to anyone under the age of 55 — offers a lifetime tax strategy using various types of annuities and life insurance.

Client-facing title: Your Own Lifetime Tax Strategy

Use this when: A working adult under 55 hasn't thought about tax planning beyond their 401(k), or is frustrated by how much they pay in taxes each year and wants to explore legal, long-term alternatives.

Frequently Asked Questions

Q: How do I find these videos in my dashboard?

Click Videos in the left-hand menu, then click Family Life Insurance in the filter tabs. Or use the Search bar to find it directly.

Q: What's the best first video to send a new prospect?

It depends on their situation. For parents with children → Family Life Insurance. For someone unsure how much coverage they need → Life Insurance Calculation. For someone with a mortgage → Mortgage Life Insurance. For younger savers without a plan → Index UL.

Q: What's the difference between Child Savings Bank and College Funding?

Both address saving for children, but from different angles. Child Savings Bank is about instilling financial habits and building a lifelong savings foundation. College Funding specifically compares 529 plans to 7702-structured life insurance contracts and focuses on the college savings use case. Many advisors send both to parents with young children.

Q: When should I use Lifetime Tax Strategy vs. videos in the Retirement Life Insurance category?

Lifetime Tax Strategy is positioned for clients under 55 and frames tax planning as a lifetime discipline — not just a retirement issue. It's a broader, earlier-stage conversation. The Retirement Life Insurance videos go deeper on specific contract mechanics and are better suited for clients actively planning their retirement income.

Updated on: 04/23/2026