> ## Knowledge Base Index > Fetch the complete knowledge base index at: https://webprez.crisp.help/sitemap.xml > Use this file to discover available pages before exploring further. > Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash). # What videos do you have for Family Life Insurance? # WebPrez Video Library Guide: Family Life Insurance --- ## About This Category The Family Life Insurance category contains videos designed for **parents, homeowners, young professionals, and families** who need foundational protection, flexible coverage, or a tax-advantaged financial strategy. These are among the most broadly applicable videos in the library — useful across nearly every client conversation about income replacement, savings, long-term security, and tax efficiency. To access: log in → click **Videos** in the left navigation → click the **Family Life Insurance** filter tab. Or use the Search bar to find it directly. --- ## Videos in This Category --- **Family Life Insurance** *Advisor description:* Show this video to parents with young children who do not have enough life insurance to replace the economic value they provide to their family. *Client-facing title:* Family Income Protection *Use this when:* A prospect has young children but no coverage review, or you're opening a conversation about income replacement after a job change, new home, or growing family. --- **Life Insurance Calculation** *Advisor description:* Show this video to families who need life insurance protection but don't know how much they should have — explains how to calculate the right amount of coverage at the lowest cost possible. *Client-facing title:* Calculate Your Need for Life Insurance *Use this when:* A prospect knows they need life insurance but has no idea how much, or is underinsured and hasn't done a formal needs analysis. --- **Index UL** *Advisor description:* Show this video to young couples or singles wanting a simple but comprehensive financial plan — explains the many benefits of Indexed Universal Life insurance. *Client-facing title:* "All In One" Financial Security Plan *Use this when:* A prospect wants a single strategy for saving, growing, and protecting money without market risk — especially younger clients without a formal financial plan. --- **Cash Value Life Insurance** *Advisor description:* Show this video to anyone looking for total financial security — explains all the "living" benefits of any type of cash value life insurance with the accelerated benefits rider, as well as family income protection. *Client-facing title:* One Plan for a Lifetime of Financial Security *Use this when:* A prospect wants guaranteed growth, cash access, tax-free income, and income protection all in one. Works well across a wide age range. --- **Whole Life Dividends** *Advisor description:* Show this video to prospects who do not understand the concept of "mutual" life insurance — explains the lifetime benefits of whole life insurance with dividends. *Client-facing title:* Life Insurance Dividend Earnings *Use this when:* A prospect asks how whole life works, doesn't understand why dividend-paying policies are different, or is comparing whole life to other savings vehicles. --- **Living Benefits** *Advisor description:* Show this video to people with existing life insurance coverage — explains the options for accelerating the tax-exempt death benefit to provide benefits to the insured while living. *Client-facing title:* Living Benefits Life Insurance *Use this when:* A client already has life insurance and you want to introduce critical illness and accelerated benefit riders, or a prospect recently experienced a health scare. --- **Mortgage Life Insurance** *Advisor description:* Show this video to anyone with a home mortgage — explains the need for both life and disability insurance to pay off the mortgage and keep their home. *Client-facing title:* Home Mortgage Pay Off Guarantee *Use this when:* A prospect has a mortgage but no income protection plan, or you're following up after a home purchase or refinance. --- **Term/UL Conversion** *Advisor description:* Show this video to people saving money for retirement to explain the "safe money" features and tax-free benefits derived from indexed universal life. *Client-facing title:* Low Cost "Adjustable" Life Insurance *Use this when:* A prospect has term life and is approaching the end of their term, or wants to understand how to maintain coverage affordably as they age into their 50s and 60s. --- **Child Savings Bank** *Advisor description:* Show this video to parents with children under the age of 18 — explains the need to teach children the habit of saving and the importance of earning tax-free compound interest by setting them up with cash value life insurance. *Client-facing title:* Teach Your Children to Save Money *Use this when:* A parent mentions saving for their child's future — college, first car, first home — and is looking for a tax-advantaged, flexible option without market risk. --- **College Funding** *Advisor description:* Show this video to parents of young children — explains the disadvantages of "529" plans, and the benefits of funding for college with life insurance. *Client-facing title:* How to Save and Pay for College Education *Use this when:* A parent with young children is thinking about college savings but hasn't started, or has a 529 plan and is curious about alternatives without market risk or financial aid penalties. --- **Private Equity Banking** *Advisor description:* Show this video to anyone with cash reserves (same as Infinite Banking or Be Your Own Bank) — can be used with either Whole Life or IUL products. *Client-facing title:* Become Your Own Banker *Use this when:* A prospect keeps significant cash savings while also using credit — loans, lines of credit, car financing — and is open to redirecting that interest toward their own wealth. --- **Lifetime Tax Strategy** *Advisor description:* Show this video to anyone under the age of 55 — offers a lifetime tax strategy using various types of annuities and life insurance. *Client-facing title:* Your Own Lifetime Tax Strategy *Use this when:* A working adult under 55 hasn't thought about tax planning beyond their 401(k), or is frustrated by how much they pay in taxes each year and wants to explore legal, long-term alternatives. --- ## Frequently Asked Questions **Q: How do I find these videos in my dashboard?** Click **Videos** in the left-hand menu, then click **Family Life Insurance** in the filter tabs. Or use the Search bar to find it directly. **Q: What's the best first video to send a new prospect?** It depends on their situation. For parents with children → **Family Life Insurance**. For someone unsure how much coverage they need → **Life Insurance Calculation**. For someone with a mortgage → **Mortgage Life Insurance**. For younger savers without a plan → **Index UL**. **Q: What's the difference between Child Savings Bank and College Funding?** Both address saving for children, but from different angles. **Child Savings Bank** is about instilling financial habits and building a lifelong savings foundation. **College Funding** specifically compares 529 plans to 7702-structured life insurance contracts and focuses on the college savings use case. Many advisors send both to parents with young children. **Q: When should I use Lifetime Tax Strategy vs. videos in the Retirement Life Insurance category?** **Lifetime Tax Strategy** is positioned for clients under 55 and frames tax planning as a lifetime discipline — not just a retirement issue. It's a broader, earlier-stage conversation. The Retirement Life Insurance videos go deeper on specific contract mechanics and are better suited for clients actively planning their retirement income.