> ## Knowledge Base Index > Fetch the complete knowledge base index at: https://webprez.crisp.help/sitemap.xml > Use this file to discover available pages before exploring further. > Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash). # What is the Smart Money Discovery? # Smart Money Discovery — What It Is, How It Works, and What to Expect --- ## Overview The Smart Money Discovery (SMD) is a guided client intake experience built into the WebPrez platform. It collects structured information about a prospect's financial situation, priorities, and concerns — and uses that data to generate a personalized Smart Money Snapshot delivered directly to the prospect. The SMD is designed to feel like a clarity exercise, not a form. Prospects who complete it arrive at your first conversation with greater self-awareness, more defined priorities, and a tangible document to anchor the discussion. --- ## Where the Smart Money Discovery Appears As of Phase 1, the SMD is active in two locations across your WebPrez account: **1. Campaign Emails** A Smart Money Discovery call to action now appears automatically beneath the video in your weekly campaign emails. Every contact who receives a video email will also see an invitation to complete their free Snapshot. **2. Video Pages** Your advisor video pages now include a dedicated Smart Money Discovery section. Any prospect watching one of your videos can click through to begin the SMD directly from your page. **No setup is required.** Both placements are active by default. --- ## What Happens When a Prospect Completes the SMD 1. The prospect clicks the Smart Money Discovery link (from an email or video page) 2. They complete the guided intake experience (approximately 10 minutes) 3. A personalized Smart Money Snapshot is generated based on their inputs 4. The prospect receives their Snapshot by email as a PDF 5. You receive an email notification with a link to view their Snapshot in your WebPrez dashboard --- ## The Five Sections of the Smart Money Discovery ### Section 1: About You Establishes context for the Snapshot by capturing life stage, household structure, and family situation. **Questions include:** * What stage of life are you in? * How do you identify? * What kind of work do you do? * Which best describes your household? (Married / Long-term partner / Divorced / Widowed / Single) * Do you have children with ongoing financial needs? --- ### Section 2: Your Financial Focus Captures the prospect's top priorities and primary concerns — in their own language. This section drives significant personalization in the resulting Snapshot. **Questions include:** *What feels most important right now? (Choose up to 3)* * Buying or upgrading a home * Paying down debt or improving monthly cash flow * Building a stronger emergency cushion * Saving for retirement * Creating a clear long-term financial plan * Taking care of aging parents * Funding a child's education or major life event * Growing investments more effectively * Protecting what I've built from market losses *What concerns you most about your financial future? (Choose up to 3)* * Outliving my savings * Market volatility disrupting my plans * Rising healthcare or long-term care costs * Paying more in taxes than necessary * Ongoing inflation and cost of living increases * Supporting children or family members financially * Not having a clear plan * Losing income unexpectedly --- ### Section 3: Your Financial Snapshot High-level income and spending data, captured as estimates. Rough figures are explicitly invited — this section is designed to be frictionless. **Questions include:** * About how much does your household earn in a typical year (before taxes)? * About how much does your household typically spend each month? --- ### Section 4: Your Assets & Liabilities The most detailed section — structured to feel logical and approachable rather than invasive. **Assets covered:** * Cash and savings accounts * Retirement accounts (401k, IRA, pension) * Brokerage accounts (stocks, bonds, mutual funds, ETFs) * Annuities * Precious metals * Alternative assets (art, collectibles, crypto, etc.) * Real estate (primary, vacation, rental — with estimated equity per property) * Business ownership (estimated value) * Life insurance with cash value **Liabilities covered:** * Mortgage balances (by property type, conditional on ownership) * Consumer and personal debt (credit cards, auto loans, student loans, lines of credit) * Other significant debts --- ### Section 5: Protection & Legal Planning A single multi-select screen covering existing protections and estate planning elements. Surfaces gaps without creating anxiety. **Items covered:** * Testamentary Will * Living Trust * Power of Attorney * Medical Directive * Disability Insurance * Long-Term Care Planning * Special Needs Planning * Elder Care Provisions --- ## The Smart Money Snapshot The Snapshot is the output of the Smart Money Discovery. It is a personalized, professionally formatted PDF delivered to the prospect by email. It: * Reflects the prospect's specific inputs * Surfaces priorities and concerns in plain language * Identifies potential gaps in their financial structure * Includes your name, contact information, and calendar link (if connected) * Links to your WebPrez videos for every recommendation inside it * Creates a clear starting point for your first conversation **Important positioning note:** The Snapshot is an orientation tool, not a financial plan. It is educational in nature and does not constitute financial advice. Its purpose is to create clarity and frame the conversation — not to replace your expertise. --- ## What You Can Expect From Prospects Who Complete the SMD Prospects who complete the Smart Money Discovery before speaking with you tend to: * Arrive with greater clarity about their own priorities * Be more willing to discuss financial details openly * Engage more substantively in the first conversation * Progress through the sales process more efficiently The SMD doesn't close the sale. It prepares the ground for you to do that. --- ## Frequently Asked Questions **Do I need to do anything to activate the Smart Money Discovery?** No. It has been added to your campaign emails and video pages automatically as part of Phase 1. **Can I turn off the Smart Money Discovery?** Please contact support and a representative will help you manage your settings. **Can I send the Smart Money Discovery directly to a specific prospect?** Not yet — but this is coming. Phase 2 will give you direct access to your personal SMD link so you can share it individually, whether by email, text, or any other channel you use to communicate with prospects. **Can I customize the questions?** The core question set is standardized to ensure Snapshot quality and consistency. Customization options may be available in future phases. **Can I rename or rebrand the SMD for my practice?** Yes. You may refer to the Smart Money Discovery as a Risk Assessment, Financial Checkup, Fact-Finder, or Second Opinion when introducing it to clients. The underlying system and output remain the same. **What does the prospect see after completing the form?** They see a confirmation screen, and their Smart Money Snapshot is automatically sent to them by email as a PDF. The completion experience is designed to reinforce the value of the process and encourage them to schedule a follow-up conversation with you. **Is the information collected compliant?** The Smart Money Discovery is designed with compliance in mind. It is framed as educational and exploratory — not as financial advice. No guarantees or performance claims are made. As always, review your IMO or FMO guidelines if you have specific compliance questions. **What if a prospect starts the SMD but doesn't finish?** Partial completions are captured where possible. Follow-up handling for incomplete submissions will be detailed in a future update. --- ## Tips for Getting the Most Out of the SMD * **Mention it proactively.** When you're on a call or sending a personal follow-up, reference the Smart Money Discovery as a value-add: *"Before we talk next, I'd love for you to complete a short discovery process — it only takes about 10 minutes and I'll have a personalized Snapshot ready for our conversation."* * **Review the Snapshot before your call.** The data your prospect provides gives you a clear picture of their situation before you say a word. * **Use it to guide the conversation.** The Snapshot isn't just a deliverable for the prospect — it's a conversation roadmap for you. * **Don't overthink the data.** Prospects are instructed that rough estimates are perfectly fine. The goal is directional clarity, not accounting precision. ## Availability Smart Money Discovery has been released (Phase 1) and is available at The Essentials plan ($197) and above. It's also available for the next 3 months (until August 1, 2026) to The Planner subscriptions ($99).